Clients Talk About H&M’s SBA and USDA Lending Services

“SBA lending has become a material source of income for us and H&M plays a huge part in that.”

Bart Murphy, CLO and EVP
Avidia Bank

“Holtmeyer & Monson has helped us increase our earnings notably through SBA lending.”

“We have a great working relationship with Holtmeyer & Monson. They have a wealth of knowledge and are very familiar with the SOP of the SBA. They are always pleasant, easily accessible and very responsive. I can’t say enough about them.”

Harry L. Weetenkamp, Jr., Senior Vice President/Chief Lending Officer
FCB Bank, a division of ACNB

“Working with Holtmeyer & Monson has allowed us to develop new and prosperous business relationships that bring us loans and deposits. Holtmeyer & Monson is the best partner our community bank could ask for.”

“We selected Holtmeyer & Monson in 2007 because of the complications and complexity of originating and servicing SBA loans. At the time, we didn't think about the growth potential; however, now we are one of the premier SBA lenders in Montana.”

“We have originated over 100 SBA loans with their assistance. Holtmeyer & Monson makes SBA loan originations efficient, which means the process is far less laborious for our customers and for us. In addition, H&M's SBA underwriting is accurate and gives us solid confidence that the SBA guarantee is secure.”

A.J. King, CEO & Chairman
Three Rivers Bank of Montana

“When I joined Heritage Bank, I told our board of directors that we were missing a huge opportunity in not providing SBA loan products. Holtmeyer & Monson delivers the SBA expertise and guidance that most banks cannot provide internally.”

“Holtmeyer & Monson also handles the bidding and sale of the guaranteed portions of your loans. This has been a tremendous source of non-interest income for our bank, with premiums in excess of 10% on most transactions.”

“Their customer service is outstanding. Our customers love dealing with them and their response is always timely and professional.”

Kim Light, CEO & President
Heritage Bank of the Ozarks

“Our partnership with Holtmeyer & Monson has enabled us to grow our SBA Lending Program into a very profitable division of our Commercial Lending Department.”

“Holtmeyer & Monson's knowledge of the many SBA programs and their ability to communicate with both our staff and customers enables the process to move efficiently.”

Donald Queenin, Executive Vice President
Northern Bank & Trust Company

“We’re always looking for ways to generate fee income, and especially in this low-rate environment. SBA lending is a great way to service customers and increase earnings. We initially signed on with H&M for their expertise . . . now they’ve become our SBA loan operation and an excellent resource for everything from underwriting and sales of the guarantees to back-office accounting. We could never have participated in PPP loans at the level we did if it weren’t for H&M.”

Terry Baker, Executive Vice President
Peach State Bank