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More and more banks are making SBA loans.

Here are important reasons why.

By mid-year 2010, SBA lending volume increased 80% over the previous 12 months. Institutions that never before considered making SBA loans have changed their minds about offering these credits. And there’s a good reason. With the experts at Holtmeyer & Monson simplifying the process, bankers easily reap the advantages that government-backed lending offers.

Consider the benefits of SBA lending for your bank:

  • Non-interest Fee Income Lenders stand to generate significant income, while government guarantees help to mitigate their capital leverage issues.
  • Competitive Advantage  Making more loans in your local market will help you compete more effectively. And the business you attract through SBA and USDA lending can enhance brand loyalty for your bank.
  • Greater Profitability  Small businesses (such as medical practices, professional services and others) prove to be, on average, 250% more profitable than consumer relationships.
  • Product Penetration Lending relationships can result in growth opportunities for your institution, often attracting other deposits and expanding the utilization of other products you offer.
  • Secondary Market Sale Once a loan is closed, the guaranteed portion can be quickly and easily sold to investors, typically earning the lender a 7-10% premium on the guaranteed portion.

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Hear directly from our client banks.

What clients think:

“H&M helped us identify an opportunity for a $2.285 million SBA loan and guided us through the process.”

Marianne Desimone, Vice President/Team Leader
Brighton Bank

Why H&M for SBA